Benchmarq is a credit solutions Provider

We partner with banks and other institutions to provide working capital and growth capital for business just outside the box of bank guidelines.

Term Loan Features

  • $50,000 to $500,000

  • 1 to 4 years repayment terms

  • Payment frequency twice per month

  • Fee 5%

  • No prepayment fees - simply pay the outstanding balance plus accrued interest if you prepay your loan

  • Collateral: No specific collateral required, personal guarantee UCC-1 on business assets excluding AR

Equipment Term Loans that works

Big Investment in equipment? Benchmarq can often add term loans to your core line of credit, creating even more capital as an add-on product to an Asset-Based Loan or Invoice Factoring loan. Term loans can speed your growth, by adding availability to your existing loan. Benchmarq views your equipment on hand as an asset we can loan against, adding to your working capital line of credit. Term loan amortization is 36 months. Ask about increasing your cash flow by adding an equipment term loan to your core loan.


Equipment Loan highlights

  • Borrow against equipment

  • Add-on to our core product

  • 36 to 48month amortization


Equipment Loan Guidelines

Facility Limits

  • $100,000 - $7,000,000+

Advance Rates

  • Up to 90% of NOLV or 80% of Book Value


How Term Loans Compare

Financing Guidelines

Take a look at our offerings, and see how we can help. We offer loans from the low 6 figures to 7 figures, plus. From higher reporting to lower risk, and borrowing base to invoice purchase, somewhere on that chart is a loan for your company.

More options for your business