Benchmarq’s Solution

Benchmarq Capital brings a level of sophistication, technology and service that previously was only available to much larger companies. Our Junior / Sub Debt solution’s provides loans designed to help Banks, Asset-Based Lenders and Factoring Companies more fully satisfy the borrowing needs of their customers. Loans range from $100,000 to $6 million—amounts that are often too small to attract interest from other private lenders.

our lending solutions provides second lien loans of $100,000 to $6 Million to complete a financing package


 
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Term Loans
Benchmarq Commercial Capital views business equipment as an asset we can loan against. As an add-on product to an Asset-Based Loan or Invoice Factoring, our equipment term loans use the business’s equipment as collateral to add availability to an existing line of credit. Term loan amortization is up to 36 months, allowing companies to finance short-term needs and make investments necessary for long-term growth.

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Inventory Financing
Inventory Financing is a form of asset-based lending that allows a business to borrow against a variety of stock on hand to expand their working capital. We offer Inventory Financing as an add-on to our core Invoice Factoring or ABL product. Our Inventory Financing uses a combination of accounts receivable and physical inventory as collateral.

 
 
 
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Commercial Real Estate (owner-occupied)
Offering best-in-class small balance commercial real estate financing from $500,000 to $6,000,000.

2nd Liens up to 90% CLTV

Loans are structured based on creditworthiness, business cash flow and RE collateral. We will lend in the ranges of $350,000 - $6,000,000 with term of 1-4 years with a monthly payment option. The interest rates are as low as 12% for well-qualified borrowers. Documentation is minimal and funding timeline is within 5-7 business days.

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ABL Financing
Asset-based lending (ABL) is a business loan secured by collateral or assets, including accounts receivable, inventory, and equipment. ABL is typically structured as a revolving line of credit, which allows companies to borrow on a continuing basis to cover investments or expenses as needed. To qualify for ABL financing, companies are generally required to be financially stable and have accounts receivable that can be financed.

 
 
 
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Small Business Loans
Our Small Business Loans are designed to provide fast access to cash for companies with good track records and invoices that can be used as collateral. We can provide small businesses with loans up to $500,000 within 3 days of application. We fast-track the funding process – without cutting corners – to get companies the working capital they need, fast.

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Stretch Financing
Benchmarq Capital has become a leading provider of “Stretch Piece” financing for lower middle market companies. Our 2nd lien/subordinated loans complement existing/new credit facilities and we work in cooperation with and subordinate to commercial banks, asset based lenders, and factors.

 
 
 
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Invoice Factoring
Our core product, Benchmarq Advantage, uses your company’s receivables as collateral, letting you harness the latent cash flow in your unpaid invoices coupled with a Term loan in 2nd lien position. The Benchmarq Advantage can be a key part of your ongoing cash flow strategy. Benchmarq can provide invoice factoring for up to 85% against your invoices plus a term loan up to $500k thus making it easier to pay suppliers, take on new orders, make payroll and a host of other use's.

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AR Financing

We offer a non-notification AR Revolving lines of credit from $250,000 to $6 Million secured by Accounts Receivables, backed by our cloud- based platform.  For B2B businesses currently not suited for bank financing.

 
 

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